Systematic Investment Plan — Regular, Step-up, Goal-based & Lump Sum
SIP Setup
Regular SIP
Step-up SIP
Goal-based SIP
Lump Sum
₹
₹1002L
₹
10K10Cr
How much do you want to accumulate?
₹
₹1K10Cr
Amount invested as a single lump sum today
%
1%30%
Typical: Equity 10–14%, Debt 6–8%, Hybrid 8–11%
yrs
1 yr40 yrs
%
0%50%
% by which SIP amount increases every year
%
0%20%
Used to show real (inflation-adjusted) value
Total months: —
Monthly rate: —
Year-1 SIP: —
CAGR: —
Lump Sum Summary
Amount Invested
—
Est. Returns
—
Maturity Value
—
Absolute ROI
—
CAGR
—
Real Value (inflation-adj.)
—
—
Abs. ROI
Invested—
Est. Returns—
Total Value—
Real Value (today's ₹)—
Lump Sum vs Equivalent Monthly SIP
Lump Sum Maturity—
Equiv. Monthly SIP—
SIP Maturity (same money)—
Lump Sum Advantage—
Inflation Impact (@6% p.a.)
Nominal Maturity Value—
Real Value (today's ₹)—
Purchasing power loss—
Real CAGR—
Year-by-Year Corpus Growth
Invested
Returns
Year-by-Year Growth Schedule
Year
Opening Value
Annual Growth
Year-end Value
Total Returns
Abs. ROI %
Real Value
Wealth Ratio
Required Monthly SIP to reach your goal
—
—
SIP Summary
Total Invested
—
Estimated Returns
—
Maturity Value
—
Wealth Gain
—
Returns %
—
Inflation-adj. Value
—
—
Returns %
Total Invested—
Est. Returns—
Total Value—
Real Value (today's ₹)—
SIP vs Lump Sum (same total money)
SIP Maturity Value—
Lump Sum Maturity Value—
SIP Advantage / Disadvantage—
Why?Rupee cost averaging lowers avg. buy price
Inflation Impact (@6% p.a.)
Nominal Maturity Value—
Real Value (today's ₹)—
Purchasing power loss—
Real Rate of Return—
Step-up SIP — How your investment grows: Your SIP starts at —/month
and increases by —% every year. By year —, you'll be investing
—/month. Total invested is significantly higher than a flat SIP, but so is the corpus.